3FG Resources

Aloha

I’m glad you’re here. At 3 Financial Group, advocacy begins with listening and helping you understand how financial and legal decisions connect across your life. These resources were created to support that work — offering perspective, plain-English guidance, and thoughtful insight you can explore at your own pace.

You’ll find topics that reflect the questions we hear most often, the transitions people navigate, and the decisions that deserve careful consideration. Whether you’re planning ahead, navigating change, or protecting what matters most, our goal is to help you feel informed, supported, and never alone in the process.

— Joanna Amberger JD | MBA | CFP® 

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Should You Include ESG Funds in Your Retirement Plan? Maybe, Maybe Not.

Is it a good idea to include ESG funds in your plan’s investment menu to entice investment do-gooders to boost

Ever Wonder if a Cash Balance Plan is Right for Your Company?

You may have heard about a “cash balance plan” and wondered whether it would be something advantageous for your business.

Assumptions

Here's how assumptions can be damaging to your financial plans.

Simple, yet Difficult

Warren Buffett said, “Investing is simple, but not easy.” You would think that if something were simple that it would

FAKE Headlines

You've heard of Fake News, but are you familiar with Fake Headlines and how they might be influencing your financial

When Smart Money Isn’t So Smart

We often hear pundits on TV talking about what the “Smart Money” is doing. Who are these smart people? What

What’s Not Going to Change

Change. We spend much of our time thinking about, predicting and anticipating it. So, what are some fundamental truths we

How Did Wall Street’s “Smartest Investors” Fare in 2018?

Every year Barron's gets together a roundtable of "Wall Street's Smartest Investors" to make stock picks for the coming year.

Investing: Simple But Not Easy

Investing doesn't have to be complicated, but that doesn't mean you can wing it.