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3FG Resources

Aloha

I’m glad you’re here. At 3 Financial Group, advocacy begins with listening and helping you understand how financial and legal decisions connect across your life. These resources were created to support that work — offering perspective, plain-English guidance, and thoughtful insight you can explore at your own pace.

You’ll find topics that reflect the questions we hear most often, the transitions people navigate, and the decisions that deserve careful consideration. Whether you’re planning ahead, navigating change, or protecting what matters most, our goal is to help you feel informed, supported, and never alone in the process.

— Joanna Amberger JD | MBA | CFP®

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Understanding the LGBTQ+ Community’s Unique Retirement Challenges

For members of the LGBTQ+ community, however, retirement planning carries an additional layer of significance and complexity.

Empowering The LGBTQ+ Community Through Financial Planning and Education

Let's explore how financial planning and education can be a game-changer for the LGBTQ+ community, opening doors to endless possibilities.

Smart Investments for a Secure Retirement: Strategies for Women

Retirement is a time to relax and enjoy the fruits of your labor. But in order to get there, you

5 Ways to Overcome FOMO

We see our friends investing in the latest “hot stock” or buying real estate in a trendy neighborhood, and we

Navigating the Financial Fallout of Divorce: A Guide for Women

Divorce is a massive financial and emotional time in your life. Here's a guide with expert tips and strategies for

Breaking Barriers: Empowering Women in Leadership Roles

Let's talk about the current state of gender diversity in leadership, the challenges faced by women in their pursuit of

Getting Financially Fit: Debt Management Strategies for Women

Women often face bigger –and more distinct – hurdles when it comes to managing their finances, from wage inequality to

Finding Harmony: Tips for Achieving Work-Life Balance

Juggling multiple responsibilities can often lead to stress, burnout, and an overall decrease in well-being. Finding harmony is crucial to

Planning for the Unexpected: Building an Emergency Fund for Women Ages 45-65

Many women ages 45-65 find themselves ill-prepared for financial emergencies. Here's how to plan for the unexpected and gain financial