3FG Resources

Aloha

I’m glad you’re here. At 3 Financial Group, advocacy begins with listening and helping you understand how financial and legal decisions connect across your life. These resources were created to support that work — offering perspective, plain-English guidance, and thoughtful insight you can explore at your own pace.

You’ll find topics that reflect the questions we hear most often, the transitions people navigate, and the decisions that deserve careful consideration. Whether you’re planning ahead, navigating change, or protecting what matters most, our goal is to help you feel informed, supported, and never alone in the process.

— Joanna Amberger JD | MBA | CFP® 

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The Good, the Bad, and the Ugly of Investment Strategies

Ever feel like you should do something when the market dips or the headlines get loud? In this month’s blog,
Oahu Estate Administration

What to Do When Your Spouse Dies

Losing a spouse is an emotional and overwhelming experience. However, taking the right legal and financial steps can help ensure

Nurturing Financial Success in an Uncertain Landscape

In a financial world where uncertainty is the norm, even accomplished, financially empowered women need a plan that grows with

Negotiate Like a Pro: A Woman’s Guide to Securing What You’re Worth

Negotiation isn’t just a skill—it’s a powerful act of self-advocacy. Whether you’re stepping into a new role or preparing for

Own Your Worth: What Every Woman Should Ask Before Saying Yes to a Job

When a job offer lands, it’s tempting to focus on the salary and call it a win—but your earning potential,

Cultivating Confidence: A Retirement Checklist for Women in Their 60s

Retirement planning isn’t just about numbers; it’s about cultivating confidence and clarity for women entering this new chapter. This guide
Hawaiian Families

Why Regularly Reviewing Your Estate Plan is Vital for Honolulu Families

Regularly reviewing your estate plan ensures it reflects your current wishes and life changes. From updating beneficiaries to adapting to

Navigating the Financial Transition After a Spouse’s Death

Losing a spouse is an emotional and life-altering event, and the financial decisions that follow can feel overwhelming. This guide
estate planning law firm

Retirement Checklist for Women in Their 60s

Women live longer than men and generally make less money. This affects how they should prepare for retirement.