Investments Tailored to You
Many people simply want their investments to generate as high a return as possible. Unfortunately, some financial advisors do too. Sounds good in theory, but in reality, that’s extremely dangerous.
Anytime you reach for a higher return, you automatically accept more risk. While that works great when the market is going up, that can create large losses when the market falls.
Sadly, this is all too common. Many people routinely see their investments gain dramatically in bull markets, only to see those gains given back when markets fall.
While that may be exciting, that is not how you make consistent progress toward your goals.
Leading with Planning
At 3 Financial, we do things differently. First, we lead with planning. Your financial plan, goals, risk preference, and your ability to handle losses should dictate your investment strategy. This way, you’re not taking more risk than you need to take, want to take, or can afford to take.
One Size Does Not Fit All
Many people simply want their investments to generate as high a return as possible. Unfortunately, some financial advisors do too. Sounds good in theory, but in reality, that’s extremely dangerous.
Anytime you reach for a higher return, you automatically accept more risk. While that works great when the market is going up, that can create large losses when the market falls.
Sadly, this is all too common. Many people routinely see their investments gain dramatically in bull markets, only to see those gains given back when markets fall.
While that may be exciting, that is not how you make consistent progress toward your goals.
Focus on What You Can Control
One of our strongest beliefs is that the key to achieving your goals is to focus only on what you can control.
No one can control what the stock market or economy is going to do. But there are several things that we can fully control:
- How much we spend
- Where we invest our money (asset allocation)
- Investing in the most tax-efficient manner possible
- Utilizing low-cost investments to keep more of our money working for you
We bring all these philosophies to our investment management. The net result? You can sleep better at night knowing your risk is being managed, and you understand your investments thoroughly.
That’s critical so you can sleep well at night.
We also take the time to fully explain our recommended strategies to you, and we won’t implement them until you’re comfortable and approve it.
